"Been a good provider for the home, but I ran up debt supposing to get an inheritance that would pay for it. I have been struggling with depression for three years and it is getting worse along with my finances. I have been hospitalized once for suicidal ideations...."
"I have credit card debt and a second, we are struggling to make the minimum payments and emotionally I am ruining my marriage, job and life overall. Although everything is current, is it appropriate to declare bankrupcy (our savings is being depleted to nothing to stay current). I had a couple of pay cuts and I am really not in a place to handle life emotionally. Thought about suicide but I have a wife and four children. Can’t stand the thought of a lifestyle change I guess."