So, why bother trying to "get well" when that involves effort and hard work (and getting a job) when they can just appear as a helpless victim and get swag in the process?
So what's the point of all this? Well, when a friend or family member hits you up for money on the grounds they are "depressed" and need cash to pay off their credit cards or cable television bill (or pay for their pot), don't fall for it. Chances are, they don't need your help, but professional help. And if you enable their lifestyle, are you really helping them.
It is tempting to play the bigshot, handing out money and trying to control others' lives. And quite a few people in the USA do this - viewing their children, siblings, or even parents as "damaged goods" who "need help" when in fact, all they want is a free ride.
I related before the children who decided to "take car of Mom" (because she was "crazy") by paying her cable bill and paying for new tires for her car. They found her an apartment and paid the rent. They were chagrined later on, when Mom showed up with a brand-new car. Turns out she didn't need as much "help" as they thought she did - and if she was crazy, she was crazy like a fox.
Others like to play the helpless victim - telling you stories of how they were exploited (emotionally or financially) by ex-spouses or "the system" or whatever, and asking for $500 (always that nice round amount) nearly every month. But when you examine their finances in more detail, it turns out they are paying for stuff you might not be able to afford - smart phones, cable TV, expensive restaurant meals, and the like.
And yea, I've had this happen to me. Someone once asked me to pay off their credit card bill, on the basis that I "had a lot of money" and was "lucky". But when I looked into their finances, they had cable TV (which I did not have), an expensive internet service (which I did not have) and spent at least one or two days a week at a bar having $15 drinks (which I could not afford). I was "lucky" in their eyes, and they were "unlucky." But if you looked at it from a neutral point of view, they were living a larger lifestyle than I was.
Helping people is fine and all. But make sure they really need your help, first, before trying to rescue others. You may, in fact, cause more damage than good, particularly if you give all your money away to others - and there is no one there to "help" you, later on.