But, still, crazy enough. It is decided that they should buy flood insurance, so that if they get flooded out again, they can play insurance lottery and maybe win big. They are willing to pay $1000 a year for insurance that might pay out a grand or two for damaged Parcheesi boards or lost pieces. The old "something for nothing" mentality raises its ugly head once again. And here, it is "free government money" at work as well, as flood insurance is indeed subsidized by the government, so then there's that.
The idea of moving out of the basement of a building with an 8-foot deep basement in a building that is 6 feet above the high-tide level (do the math on that), was soundly voted down, of course!