It is a good, healthy thing to talk about raw deals. It not only helps us to remember them and learn from them, but to educate others about the hazards of modern finance. Sadly, few chose to do this. Rather, if you talk with them about finances or money, they usually want to talk about distant other people who took away their money. Right or Left, it doesn't matter - and I've heard the arguments from both sides.
The Redneck in the trailer park who only has 24 more payments to make on his rotted jet skis in the side yard tries to convince me that "those black people on welfare" took away all his money, even though he pays little if anything in Federal taxes. His lifestyle choices, including smoking, a broken-down old Camaro parked next to the jet skis, as well as his 500 channels of satellite television (and of course, no health insurance!) have nothing to do with his situation. A politician told him that black people took his money and he believes it.
On the Left, it is the same deal, but different targets. The Leftist who leased a new Subaru (folding over the negative equity from their previous lease) tells me they are living "paycheck to paycheck" because "Wall Street" and the "1%'ers" took all their money. There is no point in even trying to get ahead so long as there is wealth disparity in this country! All we can do is hang on and hope to survive somehow, perhaps living on the subsistence of the latest sale at the mall.
It is sad to me, as both groups do make a lot of money over time and a lot passes through their hands. They want to live a lifestyle they feel entitled to - the one their neighbors are living or that people on television are living. Since, in their minds, they are doing nothing out of the ordinary, there must be some external reason for their misfortune.
So they remain silent about the real rip-offs in their lives, which they do have some control over (by not taking shitty deals) and are quite vocal about alleged malfeasance by unseen others, which they have no control over.
It is learned helplessness, in a nutshell.
Rather than blather on about "other people" causing your misfortune, a better and more instructive pastime - for yourself and others around you - is to examine the crappy decisions you made in life and how they affected your well-being. This is not easy - it is embarrassing and difficult to do. We'd all rather Facebook our lives as being perfect and wonderful. We don't want to admit to being blithering idiots who squander cash on a daily basis.
Well, maybe a few of us do. Meet blithering idiot #1. Myself. How do you do?