The more complicated you can make any financial transaction, the easier it is to fleece the consumer.
They throw pennies at us, hoping we spend dollars.
Generate your own Normative Cues!
Any business relationship predicated on a lie, no matter how trivial, will inevitably go downhill from there.
If someone tries to sell you "Peace of Mind", keep one hand on your wallet.
So when someone asks you to cheat, chances are, it is because they want to cheat YOU.
Using the tax code as an investment guide is a bad idea.
You can't deduct your way to wealth!
Act Rationally in an Irrational World
All advertising is based on the simple premise of persuading a consumer to act in a manner that is NOT in their own financial best interest.
While it may be safer in the center of the herd, the grass is all trampled down and pooped upon.
Never confuse getting lucky with being brilliant.
If someone can't explain what they do for a living, in 10 words or less, they are probably lying to you.
Word of mouth is a powerful marketing tool. If you can co-opt that, you can rule the world.
If you see someone about to drive their car off a cliff, make sure you are not in the back seat when they do!
A lot of people spend a lot of time tying to "help" others, when their own lives are a total wreck. They see a friend or family member or co-worker headed for disaster, and try to "intervene" in their lives, and "save" them from their own folly - sacrificing their own sanity and security in the process.
Most people think that what they are doing is right and makes sense - and they won't appreciate your meddling in their affairs. Not only that, your meddling will not work and likely have unforseen consequences. You are better off leaving them well enough along. Tell them about the cliff and suggest they change course. And if they say "Fuck you, I know what I am doing. I can handle meth!" then just walk away.
Because, chances are, you have some issues in your own life, and your time, energy, and money is better spent trying to fix your own problems than to meddle with someone else's. Is that "selfish"? No, it is not. Because if you don't attend to your own life issues, then you may end up driving off your own cliff, and create yet another burden to our society at large.
So, do us all a favor and get your own shit together. You may not be able to "rescue" others, but at the very least, you have fulfilled your obligations to society under the unwritten social contract.
Simple answers to complex questions are almost always the wrong answers
Politicians and con artists have one thing in common - they sell you simple answers to complex questions. Politicians tell you that America's problems would all be solved if we just deported illegal immigrants, outlawed gay marriage or whatever. Con artists tell you that you can lose weight by buying their special shakes or powders, or that you can wipe away debt or a bad credit rating if you only buy their "kit" for $19.95. Neither is telling the truth, in case I am not being clear.
Complicated problems cannot be solved overnight with the flick of a switch - otherwise everyone would have already done that, long ago. No one wants to do the hard work of paying off debts over a period of years. No one wants to make sacrifices for the greater good of the country. Why can we just have some sort of get-out-of-jail-free card and start over?
It sounds so appealing, that we often fall for it. And that is one way to tell if someone is lying to you - if what they say sounds like it would be beneficial to you, with no sacrifice on your part. Yes, the automobile companies are going to lose money, because they care about you, so they are offering you this great lease deal! Do you really believe that? You shouldn't.