I have discussed before whether poverty behavior causes poverty or whether poverty causes poverty behavior. And again, to some folks to even ask these questions is deemed to be horrifically insensitive. After all, "those less fortunate than ourselves" should never be blamed for their behaviors. But of course, the rest of us are responsible for our actions.
My older siblings largely threw away this hard-fought and hard-won advantage by latching onto the "hippie" movement of the time, doing drugs and renouncing "materialism" as bourgeoisie - even after the rest of the hippies gave up on it and decided that taking care of yourself and not living in squalor were not bad things, but social goods.