In response to an earlier posting about credit cards, a reader writes that they always pay their card off on time and have never bounced a check since age 14. This means one of two things: Either they just haven't had a financial disaster yet (e.g., medical bankruptcy, upside-down on a house, or whatever) or they are one of the few people in the USA (I would say, well, about 1% - an interesting number!) that actually "get it" and "got it" from the get-go.
I dunno. Swapping three years of "social life" for 30 years of mortgage payments? Sounds like a fair deal to me.
Uh, socialism and higher taxes? Not now, I'm busy making money!